Legal

Terms of Service

Last updated: May 29, 2026. This page explains how Hugo Fire & Water Restoration presents important website policies.

Plain-English Summary

What to Know Before Using the Website

These terms explain how visitors may use the website, request restoration help, review service information, and understand limits around emergency response, documentation, and website content.

  • Call 911 first for life-safety emergencies.
  • Call Hugo first when property damage is active, unsafe, or spreading.
  • Website information helps with requests and education, but it does not guarantee service outcomes or insurance decisions.
Restoration Request Note

Using the Website During Property Damage

This website can help you learn about restoration services, request contact, and understand general next steps after property damage. It is not a substitute for emergency public safety help. If there is immediate danger, call 911 first. If property damage is active, call Hugo directly so the request can be discussed faster than a website form alone.

Introduction

These Terms of Service explain the basic terms for using this website and submitting restoration-related requests to Hugo Fire & Water Restoration, LLC. The website is provided for general information, service requests, emergency help, and restoration documentation support.

Company Information

Hugo Fire & Water Restoration, LLC is a Central Florida property damage restoration company based at 4551 Hunting Lodge Dr, Saint Cloud, FL 34772. The primary phone number is (888) HUGONOW and the primary email address is disasterservices@hugofireandwaterrestoration.com.

Website Use

You may use this website to learn about restoration services, request contact, submit emergency or non-emergency help information, and request insurance documentation support. Submitting a form does not create a final contract, contractor-client relationship, public adjusting relationship, or guaranteed service obligation unless separately documented and accepted.

Emergency Services Disclaimer

If there is an immediate threat to life, health, active fire, smoke inhalation risk, structural collapse, electrical danger, gas leak, medical emergency, or other life-safety emergency, call 911 or the appropriate emergency authority first. Website forms are not a substitute for emergency public safety services.

No Life-Safety Emergency Guarantee

The website is not monitored as a life-safety emergency system and does not guarantee that a submitted form will be seen immediately. For active danger, call 911 first. For active property damage after life safety is addressed, calling Hugo Fire & Water Restoration is the fastest contact path.

Emergency Response and Dispatch Limitations

The company's verified 15-minute dispatch process refers to beginning emergency response coordination after intake. It does not guarantee arrival time, service availability, acceptance of a job, completion time, insurance coverage, or a specific crew assignment. Emergency response still depends on weather, access, safety, crew availability, location, demand, road conditions, property conditions, and other factors.

Estimates and Scope Disclaimer

Website descriptions, preliminary discussions, and form submissions are general and do not guarantee exact scope, price, timeline, materials, outcome, or result. Estimates are not final contracts unless separately documented, approved, and accepted according to the company's normal business process.

Insurance Claim Disclaimer

Insurance-related website information is general. Hugo Fire & Water Restoration may assist with documentation, photos, mitigation notes, job records, affected-area information, and communication support, but the company does not control insurance coverage decisions.

No Guarantee of Insurance Approval

Hugo Fire & Water Restoration does not guarantee insurance coverage, claim approval, reimbursement, payment, policy interpretation, underpayment outcomes, or any insurance company decision. Insurance decisions are made by the customer's insurance carrier based on policy terms, damage facts, insurance review, and applicable processes.

Customer Responsibilities

Customers and website users are responsible for providing accurate contact information, safe access instructions, truthful damage details, relevant property information, and authorization to share claim-related information when requesting documentation support. Customers should also follow safety instructions from public authorities, carriers, and qualified professionals.

Property Access and Safety Conditions

Service activity may depend on safe property access, owner or authorized representative approval, utility conditions, building stability, environmental conditions, contamination concerns, and legal or insurance requirements. The company may decline, pause, or limit work when conditions are unsafe or outside the requested scope.

SMS/Text Messaging Terms

Program names: Hugo Fire & Water Restoration Service Updates and Hugo Fire & Water Restoration Team Service Alerts.

Program description: Hugo Fire & Water Restoration Service Updates provides service-related SMS/MMS messages about restoration requests, emergency help, appointment scheduling, dispatch updates, technician or office follow-up, documentation support, and customer service. Hugo Fire & Water Restoration Team Service Alerts provides opted-in employees and authorized team members with team service alerts about customer calls, website restoration requests, callback details, dispatch follow-up, and documentation support.

Customers, property contacts, and authorized representatives opt in by checking a separate optional SMS consent box on a website form or by another documented consent method that includes the SMS disclosure. Consent to receive SMS/MMS messages is not required as a condition of purchasing, requesting, or receiving restoration services.

Hugo keeps required SMS consent records and follows the consent choices provided with the applicable text-message program.

Message frequency varies based on restoration request volume, appointment status, active restoration work, documentation needs, customer communication needs, and team service alert volume. A restoration request may involve multiple messages while the request, appointment, job, or documentation matter is active.

Message and data rates may apply according to your mobile carrier plan.

For support, reply HELP, email disasterservices@hugofireandwaterrestoration.com, or call (888) 484-6669.

To opt out, reply STOP to any text message from Hugo Fire & Water Restoration. After you send STOP, you may receive one confirmation text. Service-related communication may still be needed through another channel for active requests, appointments, billing, or documentation matters.

Carriers are not liable for delayed or undelivered messages.

Privacy Policy: Privacy Policy

SMS opt-in details: Customer SMS Consent Details

Third-Party Vendors and Service Providers

The company may use third-party service providers for hosting, analytics, forms, customer management, communications, scheduling, payment processing, spam prevention, security, document handling, and other business operations. These providers may process information needed to operate the website or respond to requests, but mobile information and SMS consent data are not shared with third parties or affiliates for marketing or promotional purposes.

Website Content Accuracy

The company works to keep website content accurate and useful, but service availability, coverage areas, certifications, business details, pricing, descriptions, photos, legal content, and operational practices may change. Website content should be verified before relying on it for a specific decision.

Limitation of Liability

To the maximum extent permitted by law, Hugo Fire & Water Restoration is not responsible for damages arising from website use, reliance on general information, delayed or failed form submissions, third-party systems, outages, errors, unavailable services, or decisions made by insurance carriers or other third parties.

Governing Law: Florida

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles, and by applicable federal law, including communications and consumer protection requirements that apply to calls, texts, website forms, and electronic consent. Any dispute related to website use or these Terms will be handled according to applicable Florida and federal law.

Changes to Terms

The company may update these Terms as the website, forms, services, vendors, or business operations change. The updated date shown on this page indicates when the Terms were last revised.

Contact Information

Questions about these Terms may be directed to Hugo Fire & Water Restoration, LLC at disasterservices@hugofireandwaterrestoration.com, by phone at (888) HUGONOW, or by mail at 4551 Hunting Lodge Dr, Saint Cloud, FL 34772.

Related Help

Important Website and Restoration Links

These links help visitors move from policy information back to emergency help, service details, contact options, and related website terms.

Customer decision guide

Review the website terms before relying on or submitting information

The terms page states the current conditions for using Hugo's website. Read the actual terms carefully, especially when a question involves website content, submissions, third-party links, or legal rights.

Reviewed by Hugo Fire & Water Restoration content team on 2026-07-31.

What should a visitor understand about Hugo's website terms?

The terms text on this page is the controlling website statement. This customer guide does not revise it, provide legal advice, or create a service, insurance, schedule, or outcome promise.

Read the complete terms

Do not rely on a heading or summary alone. The answer may depend on a definition, limitation, effective date, or related policy.

  • Review the current page from beginning to end
  • Keep a copy if the terms affect your decision

Separate website use from service scope

Browsing a page or sending a form does not establish exact work, price, timing, insurance coverage, or a property outcome.

  • Ask for property-specific service details
  • Let the insurer interpret its own policy

Raise questions before proceeding

Use Hugo's published contact options if a website term is unclear. Hugo can identify the correct channel for a request.

  • Name the section you are asking about
  • Avoid sending unnecessary sensitive information

Review the website terms before relying on or submitting information: customer questions

Does this guide change the website terms?

No. The terms displayed on the page control and should be reviewed directly.

Are the terms a promise of restoration results or insurance coverage?

No. Property conditions, agreed scope, timing, policy language, and carrier decisions are specific to each situation.

Related pages and customer resources

Ask before submitting a request you do not understand

Call Hugo through the published number if a website term or contact method needs clarification.

Call 24/7: (888) HUGONOW
Call 24/7Request Emergency Help