Call 911 first
Use emergency services for an immediate threat to life, health, or structural safety.
Storm damage can combine structural, electrical, water, debris, and access hazards. Follow emergency officials first, avoid unsafe areas, and use temporary property protection only when conditions and qualified personnel allow it.
Active fire, smoke exposure, gas odor, electrical danger, collapse risk, medical distress, or trapped occupants belong with 911 or the appropriate emergency authority first.
Use emergency services for an immediate threat to life, health, or structural safety.
After immediate storm hazards are addressed, describe known property damage to Hugo’s 24/7 restoration line. Taking a call is not a guarantee of a specific arrival time.
Post-storm guidance for roof openings, wind-driven rain, floodwater, downed utilities, temporary protection, and property documentation.
Follow emergency officials, avoid floodwater and damaged utilities, stay clear of unstable areas, and document conditions only from a safe location.
Wait for official access guidance and do not approach downed lines, standing water near electricity, gas odors, unstable trees, damaged roofs, or visibly shifting structures. Call 911, the utility, or the appropriate public authority first for an immediate hazard.
After life safety is addressed, photograph damage from a safe position and describe known water entry and exposed openings when you call for restoration help, water mitigation, board-up, or roof-tarping coordination as conditions require. Temporary property work should be performed only when access and weather allow it safely.
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Move people away from the affected area, avoid electrical hazards, and do not go onto a roof or outside into dangerous weather to stop the leak.
Use an interior area that is away from windows, sagging ceilings, and standing water, and follow local emergency instructions. Do not touch wet electrical equipment or enter water where electricity may be present; contact 911 or the utility for immediate danger.
Collect water or move belongings only when this can be done without entering a hazardous area. Call to discuss the storm damage, but roof tarping, board-up, and exterior access must wait until weather, access, and site conditions permit qualified crews to work safely.
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A properly installed temporary tarp can reduce additional weather entry at an accessible damaged roof area until permanent repair is arranged.
Roof tarping is temporary property protection, not a permanent roof repair or a statement that the structure is safe. Installation depends on wind, rain, roof stability, access, utilities, tree hazards, and the ability to anchor the covering without creating greater risk.
Never climb onto a damaged or wet roof yourself. A qualified provider should document the visible condition, the protected area, and limitations, while a roofer or other appropriate professional handles permanent repair decisions.
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Before making a restoration request, distinguish urgent 911 situations, gather only known information and understand what the emergency line can promise.
View category: Emergency ResponseReview re-entry and professional safety decisions involving electricity, gas odors, sagging materials, floodwater and health concerns after a storm.
View category: SafetyRain and flood losses raise water-damage questions about extraction, concealed moisture, drying, material decisions and the record of affected areas.
View category: Water DamageUse the preparedness guide for hurricane planning, leak precautions, fire escape, record organization, business continuity and reducing avoidable damage.
View category: Prevention & PreparednessExternal sources provide general public guidance. They do not replace instructions from emergency authorities, utilities, healthcare professionals, licensed specialists, insurers, or legal advisers.
Find a direct answer about storm and hurricane damage. Call Hugo when storm damage requires a property-specific response.
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Select the storm or hurricane question that relates to the concern at your property, checking its explanation against your circumstances. General guidance cannot diagnose damage or determine insurance coverage.
Read the storm answer that most closely reflects your concern. The timing and records it discusses should be considered alongside the facts of your own incident.
For a conversation about storm damage, state the property address and when the incident occurred. Identify affected areas, hazards already known and any limits on access.
Storm guidance cannot remove immediate danger or resolve conditions that are still changing. Active water, unsafe openings, fire residue or contamination may require direct help.
A storm FAQ cannot verify what is damaged out of view. Concealed conditions require a property-specific evaluation rather than an assumption based on the online answer.
You can call Hugo about factual storm records and the damage observations already made safely. Your policy and carrier determine insurance coverage.
Call Hugo's 24/7 line about urgent storm damage, giving the address, timing and property observations you already made safely.
For storm-related restoration help, call or submit the request form with the property location, visible damage and any known weather or access restrictions.
Hugo provides insurance documentation support. Coverage and claim decisions remain with the insurance carrier.